Private lending · Development funding
Bottom Line Finance arranges private lending and construction development funding from non-bank lenders, for developers and asset-backed borrowers who do not tick the bank boxes. Strategic capital, structured around your deal.
We design funding that protects your equity and lifts your return on equity, not just the cheapest rate on the page.
Private lending is capital from non-bank lenders, secured against property or assets, structured around the deal rather than a ...
Learn more →A construction loan funds your build in progress draws aligned to the program. We arrange construction funding through non-bank...
Learn more →A residual stock loan refinances unsold completed units after practical completion. It releases the equity tied up in finished ...
Learn more →Bridging finance is short-term capital that closes a timing gap. Whether you are settling a site before a sale completes, relea...
Learn more →Mezzanine finance sits behind the senior debt and ahead of equity. It lifts total gearing on a development so you commit less o...
Learn more →Property development finance funds the land, the build and the cost to completion. We arrange development funding through non-b...
Learn more →The cheapest rate is rarely the best outcome. We weigh the cost of capital against return on equity, time, risk and the relationships that let you do the next deal. No deal is better than a bad deal.
Residential, commercial, industrial, specialised and rural. If the deal and the security stack up, we will find the capital.
We fund residential development across the spectrum, from townhouse projects and apartment towers to land subdivision and build...
Explore →We arrange funding for commercial property development and acquisition, from retail and office through to hotel, short-stay and...
Explore →Industrial is one of the strongest asset classes for structured funding. We fund warehouses, sheds and self-storage, including ...
Explore →Specialised assets and social infrastructure need lenders who understand the income, the operator and the long-term value. We f...
Explore →Childcare is a sector we know well. We fund childcare development and acquisition, and we arrange capital partnerships that bac...
Explore →Farm and agribusiness deals rarely fit a standard bank box. We arrange rural and agribusiness funding through non-bank and priv...
Explore →Send the project, the numbers and the timeline. We will tell you honestly whether we can fund it and what the right structure looks like. No phone tag, no jargon.