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We arrange funding for residential development across the spectrum, from townhouse projects and apartment towers to land subdivision and build-to-rent. The structure is built around the feasibility, the leverage you want, and the way you plan to sell or hold. It is commercial development finance, not consumer home lending.
Most residential projects use a senior construction or development facility drawn in progress against the program, geared against total development cost and end value. Where the feasibility supports it, a mezzanine or preferred equity layer can lift total leverage and reduce the equity you commit. After completion, a residual stock facility can release equity from any unsold dwellings for an orderly sell-down. The right mix depends on presale cover, the margin and your appetite for committing cash.
Tell us about the project, the numbers, and the timeline. We will give you an honest read on whether we can fund it and what a suitable structure could look like. Email loans@bottomlinefinance.com.au or send the form.
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