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Funding Case Studies

A funding strategy is only as good as the outcome. These are illustrative outcomes from the work behind Bottom Line Finance, drawn from past developer and asset-backed deals. They are examples, not offers, and every deal is different.

Large residential development funded at higher ROE

On one past 100-plus apartment project the structure leaned on debt rather than the developer's cash, so a high share of total development cost was funded without a further equity call. The outcome on that deal was a stronger return on equity and no profit dilution. Every project is different, and gearing depends on the feasibility, the security and the lender.

Childcare pipeline backed by a capital partner

A childcare developer needed to fund a pipeline rather than a single site. We arranged a capital partnership with an investor to fund the pipeline and support ongoing growth.

Industrial purchase funded against valuation

On one past industrial transaction, where the valuation supported it, the facility was structured against value rather than purchase price alone, which released cash for the developer to move on the next deal. Outcomes like this depend on the valuation, the security and the lender, and are not typical of every deal.

Build-and-hold reworked to develop-and-sell

A multisite childcare operator reworked a build-and-hold plan into a develop-and-sell structure while retaining management rights, with pipeline bridging until a cash injection landed.

No deal is better than a bad deal

On one occasion we advised a client against a childcare build that did not stack up on the numbers. Walking away from a deal that does not work can protect capital and a balance sheet for the one that does.

Illustrative examples of past transactions. Every deal is different; these outcomes are not an offer and do not indicate current or typical terms.

Every deal is different. The thread through all of them is the same: structure for the bottom line, preserve equity, and never confuse the cheapest rate with the best outcome.

Talk through your deal

Tell us about the project, the numbers, and the timeline. We will give you an honest read on whether we can fund it and what a suitable structure could look like. Email loans@bottomlinefinance.com.au or send the form.

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